It's happening again.
My credit-card company -- a major international bank -- wants to sell me a mortgage.
They promise me $595 in cash -- whooeeee! -- if I qualify.
I have excellent credit, but I occasionally forget to make my monthly payment and end up paying late fees.
In other words, they make money off of me.
So I guess that's why they think I need a mortgage.
Never mind that I live month to month, barely making the rent for my studio apartment.
Never mind that I've been burning up my savings for the past few years.
(I made the brilliant decision to go into newspapers 30 years ago, And I have difficulty walking. I'm too old, too educated and too slow to get even the most menial of jobs.)
And never mind that in terms of actual income, I made about $3,500 last year.
They want to sell me a mortgage.
This all sounds eerily similar to 2008.
The worst economic collapse since the Great Depression.
And to spur it along, Trump and the Republicans are dismantling what little protections were enacted to just slow down another catastrophe.
Prepare for the worst.
But unfortunately, many of us were wiped out then and have no resources to prepare for anything other than cleaning up our tents left in the back of the closet.
I'm still hopeful, however.
Hopeful that when they kill my Obamacare I'll die before another collapse.